Library Insurance

For over 25 years, Regan Agency has been advising and insuring Libraries on their insurance needs. In a partnership with Utica National Insurance Group, the largest insurer of Libraries in NY, Regan Agency offers the most comprehensive Library Insurance Program in New York.

Regan Agency and Utica have recognized that Libraries today are more than books. They are media centers, community centers, field trips, and so much more. We have developed insurance to cover these new areas of Library operations. We also manage risk, by managing claims and safety at the library.

Some of the coverage highlights of the Library Program are:

• Directors and Officers Coverage
• Employment Practices Liability Coverage
• Umbrella Coverage
• Workers Compensation

Library Protector Endorsement - this extends coverage to include:

• Business Income/Extra Expense
• Lock Replacement
• Newly Acquired or Constructed Buildings
• Arson or Vandalism Award
• Glass
• Data Processing Coverage, including hardware, software, and extra expense
• Money and Securities, both on and off premises
• Employee Dishonesty

Library Amendatory Endorsement- this extends coverage to include:

• Personal Property of Others
• Valuable Papers and Records
• Trees Shrubs and Plants
• Outdoor Signs
• Property In Transit

Library Property Floater Coverage Form
This provides coverage on an agreed value basis for books, periodicals, documents, newspapers, sheet music, DVDs, CD's and other electronic media, special collections, pictures, paintings, sculptures, fine arts and much more. The agreed value coverage ensures that a Library is paid the right amount at the time of loss.

For more information on our Library Insurance Program, please contact Kevin Regan at kregan@reganagency.com or 631-669-3434.