“Oops” can have a long-lasting effect on a business’s bottom line and reputation.

Put our experience and expertise to work for you.

Protect Your Life’s Work with Professional Liability Insurance

Professionals – from architects and engineers to lawyers, accountants, tax auditors, funeral directors and morticians, IT consultants, and many more – all provide advice and services that people depend on. In the event an error, oversight, or negligence while performing a professional service causes financial damage to a client or other third party, General Liability insurance would not step in to pay to defend the claim or cover any settlements or awards. This exposure is specifically excluded and requires Professional Liability insurance.

At the Regan Agency, we can provide you with a tailored Professional Liability policy (also known as Errors & Omission (E&O) coverage) that is specific to both your industry and business. Without this coverage, you may not be able to get a contract or work on a project, as increasingly more often than not this insurance is required to do business. For example, many construction contracts require evidence of Professional Liability insurance from contractors involved in providing design/build services.

Keep Your Business Growing

Professional Liability insurance gives you peace of mind to focus on growing your business. It protects you and your employees when your business is accused of making an error or delivering below-standard services. For an IT engineer this could mean creating an app that causes the client’s computer to crash resulting in loss of revenue. For an attorney, it could mean allegations of conflict of interest or failure to follow up on a case. A real estate agent can be sued for delays in a closing transaction. In the event of a claim, a Professional Liability policy will pay the legal defense costs and indemnification in the event you are sued and found liable for negligence, mistakes, or oversights in providing your professional services.


Even if a claim is unfounded, the legal costs in today’s litigious landscape can easily run into tens of thousands of dollars or more as a result of attorney fees, administrative expenses, court fees, expert witnesses, etc.


The Regan Agency works with leading insurance companies that specialize in providing customized Professional Liability forms for specific industries. We will find the right policy with the coverage amounts and terms you require to be properly protected.

We’re Ready to Serve Your Insurance Protection Needs 

We invite you to learn more about the Regan Agency and to give us an opportunity to show you how we can take care of your business and personal insurance needs. Just give one of our professionals a call at 631-669-3434.