Extending our experience in insuring cemeteries nationwide.

Put our experience and expertise to work for you.

Insurance and Risk Management Solutions for Cemeteries

Regan Agency, Inc. has specialized in insuring Cemeteries and Crematories for more than 35 years.  We are one of the most trusted names in the United States when it comes to insurance services for Cemeteries and Crematories, offering a wealth of knowledge, comprehensive insurance products, and industry leading risk management advice.  Our team of professionals has the experience you need and is committed to exceeding your expectations.

MemorialPro is a total insurance solution designed exclusively for Cemeteries and Crematories.  The program draws upon our experience to offer an insurance program that provides the specialized coverage needs of Cemeteries & Crematories at a highly competitive price.  All coverages offered by MemorialPro are underwritten by an insurance carrier rated A+ “Superior” by A.M. Best & Co.

MemorialPro coverage offerings as compared to standard policy coverage and coverage offered by other programs:



CoverageStandard PolicyMemorialPro
General Aggregate Limit$2,000,000$3,000,000
Products & Completed Operations Aggregate Limit$2,000,000$3,000,000
Expanded Definition of Bodily Injury – Mental AnguishNot IncludedIncluded
Cemetery Professional LiabilityIncluded – Shared Limits with General LiabilityIncluded – Separate Limits
Directors & Officers LiabilitySeparate Policy – No Coverage Under Umbrella PolicySeparate Policy – Coverage is Available Under Umbrella Policy Up to $15,000,000
Directors & Officers Liability Expanded Claim TriggerCoverage Only Responds to “Claims” as Defined in the PolicyIncludes Wells Notice, Subpoena, or Target Letter
Employment Practices LiabilitySeparate Policy – No Coverage Under Umbrella PolicySeparate Policy – Coverage is Available Under Umbrella Policy Up to $15,000,000
Wage & Hour/FLSA Defense Cost SublimitNot CoveredIncluded Up to $500,000
Cyber LiabilityNot CoveredIncluded
PropertyStandard ISO FormSpecialized Coverage Available for Historic Property
Maintenance EquipmentLimited Coverage – Often with a Per Item LimitFull Coverage with Blanket or Unscheduled Limits
Damage to Fences Caused by VehiclesExcludedIncluded – $50,000
Fallen Tree RemovalExcludedIncluded – $50,000
Employee DishonestyLimited Coverage Available – A Separate Policy is Usually RequiredIncluded – Limits up to $1,000,000


For MemorialPro we have partnered with Brownyard Group (www.brownyard.com), a national insurance Program Administrator.  Since 1950, Brownyard has developed and provided specialized insurance programs to select industries across the United States.  With the help of Brownyard we will have the ability to offer MemorialPro to Cemeteries and Crematories nationwide.

MemorialPro claims are handled by Brownyard Claims Management (BCM), a loss-prevention and full-service claims facility that serves all of those insured with the Brownyard Group.  For 25 years BCM has been one of the only independent in-house Claims Services within a Program Administrator, meaning your claims experience is their sole focus without any third-party involvement. BCM offers not only fast, fair claim settlement, but fully automated systems and technology solutions. This allows them to act immediately upon the filing of a claim rather than the long drawn out claims process often associated with larger insurers.

Regan Agency, Inc. is the exclusive broker for MemorialPro in New York and New Jersey.

Let our experience go to work for you.  For more information about MemorialPro contact:

Brennan P. Regan, Vice President
(631) 669-3434 Ext. 224

We’re Ready to Serve Your Insurance Protection Needs 

We invite you to learn more about the Regan Agency and to give us an opportunity to show you how we can take care of your business and personal insurance needs. Just give one of our professionals a call at 631-669-3434.