Open the Book to Comprehensive Library Coverage
The Regan Agency has been advising libraries on their coverage needs and insuring them for more than 35 years. In partnership with Utica National Insurance Group, the largest insurer of libraries in New York, we offer the most comprehensive Library Insurance Program in the Empire State. We insure everything from public libraries to special libraries, such as medical, law, research, or other special collections.
Our program includes Liability insurance if a patron gets hurt while on the property or during a library-sponsored event, and Property coverage for the building and contents if a fire or other covered hazards cause damage or if there is a theft. Directors & Officers insurance (D&O) is also included to protect an entity’s leaders against allegations of wrongful acts performed in their capacity as leadership of the institution. A D&O claim, for example, can involve allegations of mismanagement over a fundraising event. Employment Practices Liability Insurance (EPLI) is also available to protect the library against the cost of potential litigation involving employment disputes brought by employees, former employees, or prospective employees. Cyber Liability protects you from liability from theft of data, loss of data, and other expenses incurred from a breach of privacy.