Protect Your Personal Assets with Extra Coverage
You’re all set – you have Liability insurance under your Auto and Homeowners insurance to protect you and your family in the event of an accident or injury. The amount of coverage you believe is high enough to address any losses. But this is not necessarily the case in the event of a catastrophic loss or accident.
What happens if there is a vehicular accident where the other driver is seriously injured? Or someone slips and falls in your backyard and is permanently incapacitated? These catastrophic losses come with lawsuits and huge settlements and awards. Your primary Liability policies, like Auto, Home, and Boat insurance, are not set up to respond to million-dollar and multi-million-dollar awards. That’s what a Personal Umbrella policy is for.