Commercial Property Insurance protects your company’s greatest assets – its buildings, personal property, and equipment. Having the right coverage and proper valuations is important, and can make the difference between staying in business or closing your doors if you have a claim.
Commercial Auto
For many businesses, company owned vehicles are part of their day-to-day operations. They can be used for delivery, visiting clients or job sites, or transporting goods. Commercial Auto Insurance can protect your vehicles if they are damaged, and your company from liability claims if there is an accident.
Commercial General Liability (CGL) is a critical component of every insurance program, most businesses can’t operate without it. Regan Agency can structure CGL coverarage for your business that meets your needs and protects your assets.
Professional Liability Insurance, also known as Errors & Omissions (E&O) Insurance, protects certain professions such as consultants, accountants, and insurance agents related to professional services and the advice that they give their clients. Written in conjunction with CGL or on it’s own, E&O is an important part of many business insurance programs.
Employment related litigation such as claims of discrimination, harassment, wrongful termination, and breach of employment contract should be a concern for every business, large or small. Employment Practices Liability (EPL) Insurance can protect your business from these claims, as well as allegations that you violated certain employment related laws.
Directors & Officers Liability (D&O) Insurance protects the leadership of an organization for the decisions it makes in the management of the business and it’s assets. D&O is especially important for non-profits, where the personal assets of board members are at risk.
What was once considered a policy for larger corporations, Cyber Liability today is as important for most businesses as General Liability and Property coverage. Regan Agency works with top-tier insurance companies that have developed customized Cyber policies, including affordable, tailored coverage for small businesses.
Workers’ Compensation Insurance is mandatory in most states, as it provides lost time and medical benefits coverage for your employees if they are injured on the job. Workers’ Compensation can be a significant expense, and it’s important to be sure that your employees are classified correctly and your payroll estimates are accurate.
