Turn the page to the Regan Agency to protect your library.

Put our experience and expertise to work for you.

Insurance and Risk Management Solutions for Libraries

The Regan Agency, known for our expertise in ensuring libraries, offers a specialty program – By the Cover – to insure libraries throughout NY, NJ, PA, CT, RI, NH and ME with approval pending in other states. The comprehensive program is designed to meet the unique risks of libraries and to protect their valuable property and assets.

Libraries are constantly evolving to stay relevant in their communities with updated facilities, technology, programs, services- just to name a few.

Is your insurance program keeping up with all that you are offering?

We are pleased to share our coverage program, By the Cover, with you. By the Cover is built on almost 40 years of insuring libraries and is the most cost-effective and comprehensive coverage program on the market. Contact us today or have your broker contact us to learn more!

Coverage Highlights

By the Cover offers a multi-line package policy that includes General Liability, Property, Auto, Inland Marine and Crime & Fidelity coverages. Some coverage highlights include:

  • Abuse or Molestation coverage
  • Coverage for Mobile Equipment, Fine Arts, Computer Equipment and Data
  • Medical Payments for Athletic Participants
  • Good Samaritan Coverage for Medical Emergencies
  • Coverage for Property of Others in your care, custody and control
  • Wage & Hour Coverage
  • Fine Arts – $35,000
  • Property in Transit -$50,000
  • Donation Assurance -$25,000
  • Property Off-Premises – $500,000
  • Flood or Backup of Sewers and Drains – $25,000

We also offer separate Umbrella, Directors & Officers, and Employment Practices Liability insurance policies.

In addition, you will receive expert loss-prevention & in-house claims handling as part of the By the Cover program.

We’re Ready to Serve Your Insurance Protection Needs 

We invite you to learn more about the Regan Agency and to give us an opportunity to show you how we can take care of your business and personal insurance needs. Just give one of our professionals a call at 631-669-3434.